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consolidation 
  n 
1 the act of consolidating or state of being consolidated 
2 something that is consolidated or integrated 
3  (Law) 
a the combining of two or more actions at law 
b the combination of a number of Acts of Parliament into one codifying statute 
4  (Geology) the process, including compression and cementation, by which a loose deposit is transformed into a hard rock 
5  (Psychol) the process in the brain that makes the memory for an event enduring; the process is thought to continue for some time after the event 
♦  consolidative  adj 

consolidation loan 
  adj 
  n a single loan which is taken out to pay off several separate existing loans 



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